Discover the Cost Differences Between In-Home Care and Assisted Living

Discover the Cost Differences Between In-Home Care and Assisted Living

When deciding what type of care to provide for an aging loved one, many families consider both in-home care and assisted living options. Both of these types of care come with unique benefits and drawbacks, but one of the major factors that you should consider is cost. In today’s article, 4 Seasons Home Care will examine how in-home care and assisted living compare when it comes to costs.

In-Home Care Costs

In-home care involves caregivers coming into the home to provide personal care or companionship services such as medication management, bathing, toileting, meal preparation, and companionship. The cost of in-home care can vary greatly depending on the type and amount of services needed. Generally speaking, in-home care is usually more affordable than moving into an assisted living facility. 4 Seasons Home Care generally implements an hourly rate for a professional caregiver, which is dependent upon multiple factors, including the level of care and the number of hours and days involved. Care can be expensive if individuals require 24/7 care and they do not have a Long-Term Care insurance plan.  

Assisted Living Costs

Assisted living facilities offer 24/7 assistance and support for those who need extra help with daily tasks such as bathing, dressing, eating, and taking medications. Assisted living facilities also offer social activities so residents can stay active while receiving the necessary help they need. The cost of assisted living varies greatly depending on location and amenities offered but the median yearly cost of assisted living in 2021 was $54,000 and has risen more since that time. This median cost does not include any additional fees required to cover services like medication management or physical therapy which may add several hundred dollars to the monthly cost.


Deciding between in-home care and assisted living can come down to personal preference and individual needs, as well as financial considerations. Depending on your budget and specific needs of your loved one, either option may be appropriate for them. It is important to do thorough research on both options before making a decision so you can find the best fit for your loved one’s individual situation. With careful consideration both options have their own advantages—so don’t hesitate to explore all your options when looking into long term care solutions!  

As always, if you have any questions our team here at 4 Seasons Home Care is available to answer any questions related to in-home care or assisted living costs. To schedule a consultation with us, please click here.

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